Best Companies to Help If You Need a Satisfaction of Judgment After Settling MCA Debt — 2026

Top Companies to Get Satisfaction of Judgment Filed — 2026

Getting a satisfaction of judgment filed requires an attorney who knows CPLR §5020, understands the county clerk process, and can file the right motion if the funder refuses. The firms below are ranked by their ability to close out MCA judgments for good.

Why Satisfaction of Judgment Matters — And Why Funders Drag Their Feet

A judgment that is not formally satisfied is a live judgment. Full stop. It does not matter that you settled the debt. It does not matter that you made every payment. Until the satisfaction-piece is filed with the county clerk, the judgment can be enforced.

What an unsatisfied judgment does to your business:

It creates a lien on your real property. Lenders see it when you apply for financing — and they deny you. It shows up on court records searches that potential business partners, landlords, and investors run. It gives the funder the legal right to execute on the judgment at any time — freezing your accounts, garnishing receivables, seizing assets. The damage is ongoing and compounding.

Why funders refuse to file: Some funders are simply negligent — they do not have systems to track which judgments have been satisfied. Others use the unsatisfied judgment as a weapon — keeping it active gives them ongoing control over you in case they want to extract more money later. And some funders have gone out of business or changed names, making it difficult to locate the responsible party. None of these excuses change your rights under the statute.

The CPLR §5020 Process: Step by Step

Step 1: Send a written demand. Your attorney sends a formal demand to the judgment creditor requiring them to file a satisfaction-piece with the county clerk within a specified deadline (typically 10–15 days). The demand includes a copy of the settlement agreement and proof of payment. Send it by certified mail, return receipt requested.

Step 2: Wait for the deadline to pass. If the funder files the satisfaction-piece, you are done. If they ignore the demand — and they frequently do — proceed to step 3.

Step 3: File a motion to compel under CPLR §5020. Your attorney files a motion with the court where the judgment was entered, asking for an order directing the clerk to enter satisfaction. The motion includes: the settlement agreement, proof of payment, the demand letter, proof of mailing, and an affidavit explaining the funder’s failure to comply.

Step 4: Court enters satisfaction. The court reviews the motion, and if satisfied that the judgment has been paid, orders the county clerk to mark the judgment satisfied. The order may also require the funder to pay your attorney fees and costs for having to bring the motion.

Step 5: Confirm the record is updated. Your attorney confirms with the county clerk that the satisfaction has been entered on the court records. This is the final step — the judgment is officially closed.

What to Do Right Now

1. Check the court records. Search the New York eCourts system or contact the county clerk’s office to confirm whether a satisfaction-piece has been filed. If it has not, you need to act.

2. Gather your proof of payment. Collect the settlement agreement, all payment confirmations (wire receipts, bank statements, check copies), and any correspondence confirming the debt was fully settled. You need documentary proof that the judgment has been satisfied.

3. Call Delancey Street. Call (212) 210-1851. Their attorney network will send the demand letter, file the CPLR §5020 motion if needed, and ensure the satisfaction is entered on the court records. Do not let a satisfied judgment continue to damage your business one more day.

Top Companies to Get Satisfaction of Judgment Filed — 2026

Only one firm on this list — Delancey Street — handles the full satisfaction-of-judgment process: demand letters, CPLR §5020 motions, and court-ordered satisfaction. The other two handle broader debt categories.