Service & Results.

nyc criminal lawyers over 30 years of experienceWe Know How To Win Cases

Spodek Law Group handles tough cases
nationwide, that demand excellence.

Get Free Consultation

Faced 5+ Years in Prison

People Vs Joseph Amico

Covered by NYDaily News. Las Vegas man accused of threatening a prominent attorney and making vile remarks.

Faced 10+ Years in Prison

People Vs. Anna Sorokin

Covered by New York Times, and other outlets. Fake heiress accused of conning the city’s wealthy, and has an HBO special being made about her.

Faced 3+ Years in Prison

People Vs. Genevieve Sabourin

Accused of stalking Alec Baldwin. The case garnered nationwide attention, with USAToday, NYPost, and other media outlets following it closely.

Faced Potential Charges

Ghislaine Maxwell Juror

Juror who prompted calls for new Ghislaine Maxwell trial turns to lawyer who defended Anna Sorokin.

Why Choose Us

Clients can use our portal to track the status of their case, stay in touch with us, upload documents, and more.

Regardless of the type of situation you're facing, our attorneys are here to help you get quality representation.

We can setup consultations in person, over Zoom, or over the phone to help you. Bottom line, we're here to help you win your case.

Law in the Media

View All

Meet Todd Spodek


The Spodek Law Group understands how delicate high-profile cases can be, and has a strong track record of getting positive outcomes. Our lawyers service a clientele that is nationwide. With offices in both LA and NYC, and cases all across the country - Spodek Law Group is a top tier law firm.

Todd Spodek is a second generation attorney with immense experience. He has many years of experience handling 100’s of tough and hard to win trials. He’s been featured on major news outlets, such as New York Post, Newsweek, Fox 5 New York, South China Morning Post, Insider.com, and many others.

In 2022, Netflix released a series about one of Todd’s clients: Anna Delvey/Anna Sorokin.

Why Clients Choose Spodek Law Group

The reason is simple: clients want white glove service, and lawyers who can win. Every single client who works with the Spodek Law Group is aware that the attorney they hire could drastically change the outcome of their case. Hiring the Spodek Law Group means you’re taking your future seriously. Our lawyers handle cases nationwide, ranging from NYC to LA. Our philosophy is fair and simple: our nyc criminal lawyers only take on clients who we know will benefit from our services.

We’re selective about the clients we work with, and only take on cases we know align with our experience – and where we can make a difference. This is different from other law firms who are not invested in your success nor care about your outcome.

If you have a legal issue, call us for a consultation.
We are available 24/7, to help you with any – and all, challenges you face.

Federal Credit Card Fraud (18 USC 1029)

By Spodek Law Group | June 14, 2023
(Last Updated On: July 28, 2023)

Last Updated on: 28th July 2023, 07:22 pm

Allegations of credit card fraud under 18 USC § 1029 shake people to their core. The gravity of federal charges, potential prison time, and stigma threaten livelihoods and reputations. And while commonly charged, these statutes contain intricacies many attorneys fail to grasp. That’s why selecting knowledgeable and strategic defense counsel versed in defeating these allegations is absolutely critical.

In this comprehensive guide, I’ll share insider insights on understanding federal credit card fraud laws, avoiding common prosecutor tactics, choosing the right lawyer, and evaluating defense attorneys during the vetting process. Whether the accusations against you are justified or not, arming yourself with information and the best legal champion by your side can make all the difference.

Demystifying Federal Credit Card Fraud Laws

While the law seems straightforward on the surface, nuances in enforcement and punishment are less known:

– Prosecutors often pursue 18 USC § 1029(a)(5) for possessing 15+ counterfeit/unauthorized credit cards or devices. It requires no actual fraud.

1029(a)(1) targets using/trafficking unauthorized cards or devices. Prosecutors must show you knowingly acted to defraud.

1029(a)(2) covers using stolen cards or numbers. Prosecutors will claim you knowingly broke the law.

– The types of devices considered illegal are broadly defined and include encoders, scanners, and devices altering magnetic stripes.

Penalties range from 1-10 years per count for possession/use/transfer and 10-15 years for producing/trafficking. Fines up to $250k may apply.

– Prosecutors often stack multiple counts based on number of fraudulent cards or transactions. This triggers severe sentencing under guidelines.

Forfeiture allows seizing assets tied to the alleged frauds. The standard of proof is lower than for conviction.

The bottom line is that credit card fraud allegations under § 1029 shouldn’t be taken lightly. The complexity of these cases demands a strategic defense lawyer.

Why Prosecutors Are So Aggressive with Credit Card Fraud

Given the prevalence of these busts, what motivates prosecutors to go after credit card schemes so aggressively? A few reasons stand out:

– Financial institutions pressure prosecutors to target fraud affecting banks and consumers. They expect harsh punishment.

– Law enforcement dedicates enormous resources to these undercover investigations. Prosecutors are under pressure to gain convictions.

– As “white collar” crimes, credit card frauds embarrass professionals and elites. Prosecutors see bigger headlines from taking these people down.

– The ability to stack multiple charges with stiff guidelines sentencing gives prosecutors major leverage in demanding pleas.

– Forfeiture opportunities allow agencies to benefit financially from seized assets. There are institutional motives for zealous prosecution.

Understanding these dynamics allows being ready to counter the fierce resistance likely from the prosecution. Don’t expect cooperation or lenience without a fight.

How to Find the Best Lawyer for Federal Credit Card Charges

When facing severe federal fraud counts, mounting an effective counterattack requires specific expertise from counsel. In your search, prioritize lawyers with the following credentials:

Extensive federal court experience – Federal cases differ enormously from state. Don’t let a state court lawyer dabble here. Demand federal expertise.

High volume of fraud defense experience – You need a seasoned attorney, not someone handling their first § 1029 case. Ask specifically about their fraud case experience.

Familiarity with your judge/prosecutor – Prior experience before your judge or against your prosecutor offers insights others lack. Seek out inside knowledge.

Demonstrated sentencing success – Given the high guidelines ranges, having an attorney with a record of securing reasonable sentences is invaluable.

Reputation for fighting aggressively pre-trial – The hallmark of top counsel is fighting tooth and nail before trial and seeking dismissal, rather than quick pleas.

Appellate experience – For potential appeals, demand counsel seasoned in federal appeals arguments. Most trial lawyers lack this specialized skill set.

Vet attorneys thoroughly based on these criteria, and don’t settle for less than optimal representation. The stakes are too high when your life is on the line.

Probing Questions to Ask Prospective Credit Card Fraud Lawyers

To reveal whether lawyers truly stack up, use your initial consultations to dig deeper with questions like:

– How many federal fraud cases have you taken to trial? Look for multiple trials yearly.

– What are some strategies you’ve used to successfully suppress evidence in pre-trial motions? Listen for tailored approaches vs. boilerplate language.

– What experience do you have negotiating fraud charges pre-indictment? Top lawyers engage early.

– Do you litigate ancillary issues like forfeiture and restitution? Ensure they fight on these critical fronts.

– Can you share federal fraud sentencing outcomes you’ve achieved for clients? Look for sentences well below the guidelines ranges.

– Are you willing to bring on expert witnesses when helpful? Declining due to costs exposes weak commitment.

– If convicted, will you handle any appeals? Confirm capabilities for the long haul.

– Who else will be on the defense team alongside you? Gauge support staff and resources.

By zeroing in on their practical strategies and track records, you can better assess who aligns with your expectations and style. Never settle for vague assurances – demand specifics.

Where to Find Top Federal Credit Card Fraud Defense

For a niche practice area like § 1029 defense, casting a wide net helps identify top talent:

– Use attorney rating services like Avvo to research experienced federal fraud lawyers and view client reviews.

– Search case law databases for lawyers achieving fraud dismissals or appeals victories and contact them directly.

– Check published lawyer rankings focused on federal white collar criminal categories.

– Reach out to bar associations with criminal defense sections for referrals or search directories.

– Leverage your personal/professional network for suggestions on lawyers they’ve worked with.

– Search for well-regarded criminal defense firms with proven federal fraud chops and dig into attorney bios.

– Look for former federal prosecutors now defense attorneys – they offer unparalleled system insights.

Viable options exist in every jurisdiction. Set meetings with multiple Prospects, weigh pros/cons, and don’t rush the vetting process. Getting it right matters more than getting it fast.

Protecting Your Future Requires the Right Guidance

When facing devastating accusations, it’s natural to feel overwhelmed and unequipped to mount a counter-offensive. But you hold more power than you realize. By methodically educating yourself, asking hard questions, and prioritizing substance over marketing hype, finding the defense attorney with the skills, experience and commitment to battle the charges is absolutely attainable. With the right legalfirepower shielding you from overzealous prosecution overreach, justice has every opportunity to prevail, no matter the allegations against you. Stay focused on identifying your greatest ally – one conversation at a time.

Free Consultation


I was searching for a law firm with some power to help me deal with a warrant in New York . After 6 days I decided to go with Spodek Law Group. It helped that This law firm is well respected by not only the top law firms in New York , but the DA , Judge as well. I...

~Fonder Brandon

5 Stars
It was my good fortune to retain Spodek Law Group for representation for my legal needs. From the beginning, communication was prompt and thorough. Todd, Kenneth and Alex were the first people I worked with and they all made me, and my company Qumana skincare feel comfortable and confident that the team was going to work hard for me. Everything...

~A G

5 Stars
After meeting with several law firms, I chose the Spodek Law Group not only for their professionalism and experience, but for the personal attention given to me right from the initial consultation. It is important to recognize how crucial having the right legal team is when faced with potentially life altering events that impact families and the lives of loved...

~George Cherubini

Spodek Law Group

White Glove Service

We Provide Superior Service, Excellent Results, At A Level Superior To Other Criminal Defense Law Firms. Regardless Of Where Your Case Is, Nationwide, We Can Help You.
View More

Request Free Consultation

Please fill out the form below to receive a free consultation, we will respond to
your inquiry within 24-hours guaranteed.


85 Broad St 30th Floor, New York, NY 10004


get directions

Los Angeles

611 S Catalina St Suite 222, Los Angeles, CA 90005


get directions


35-37 36th St, 2nd Floor Astoria, NY 11106


get directions


195 Montague St., 14th Floor, Brooklyn, NY 11201


get directions
Call Now!