Service & Results.

nyc criminal lawyers over 30 years of experienceWe Know How To Win Cases

Spodek Law Group handles tough cases
nationwide, that demand excellence.

Get Free Consultation

Faced 5+ Years in Prison

People Vs Joseph Amico

Covered by NYDaily News. Las Vegas man accused of threatening a prominent attorney and making vile remarks.

Faced 10+ Years in Prison

People Vs. Anna Sorokin

Covered by New York Times, and other outlets. Fake heiress accused of conning the city’s wealthy, and has an HBO special being made about her.

Faced 3+ Years in Prison

People Vs. Genevieve Sabourin

Accused of stalking Alec Baldwin. The case garnered nationwide attention, with USAToday, NYPost, and other media outlets following it closely.

Faced Potential Charges

Ghislaine Maxwell Juror

Juror who prompted calls for new Ghislaine Maxwell trial turns to lawyer who defended Anna Sorokin.

Why Choose Us

Clients can use our portal to track the status of their case, stay in touch with us, upload documents, and more.

Regardless of the type of situation you're facing, our attorneys are here to help you get quality representation.

We can setup consultations in person, over Zoom, or over the phone to help you. Bottom line, we're here to help you win your case.

Law in the Media

View All

Meet Todd Spodek


The Spodek Law Group understands how delicate high-profile cases can be, and has a strong track record of getting positive outcomes. Our lawyers service a clientele that is nationwide. With offices in both LA and NYC, and cases all across the country - Spodek Law Group is a top tier law firm.

Todd Spodek is a second generation attorney with immense experience. He has many years of experience handling 100’s of tough and hard to win trials. He’s been featured on major news outlets, such as New York Post, Newsweek, Fox 5 New York, South China Morning Post, Insider.com, and many others.

In 2022, Netflix released a series about one of Todd’s clients: Anna Delvey/Anna Sorokin.

Why Clients Choose Spodek Law Group

The reason is simple: clients want white glove service, and lawyers who can win. Every single client who works with the Spodek Law Group is aware that the attorney they hire could drastically change the outcome of their case. Hiring the Spodek Law Group means you’re taking your future seriously. Our lawyers handle cases nationwide, ranging from NYC to LA. Our philosophy is fair and simple: our nyc criminal lawyers only take on clients who we know will benefit from our services.

We’re selective about the clients we work with, and only take on cases we know align with our experience – and where we can make a difference. This is different from other law firms who are not invested in your success nor care about your outcome.

If you have a legal issue, call us for a consultation.
We are available 24/7, to help you with any – and all, challenges you face.

Bronx Credit Card Fraud Lawyers

By Spodek Law Group | November 8, 2017
(Last Updated On: August 2, 2023)

Last Updated on: 2nd August 2023, 06:45 pm

Understanding Credit Card Fraud Charges and Their Impact

Credit card fraud charges can have a major impact on your life, especially if you’re found guilty. Depending on the amount in question and the circumstances of the case, there could be expensive fines or even jailtime involved.

When you’re facing a credit card fraud case, you need to know what to expect. This guide will explain how credit card fraud works, what the potential penalties are and possible defenses for the crime.

What Constitutes Credit Card Fraud?

New York’s criminal code has two broad categories when it comes to credit card fraud. The first is by far the more common of the two, and it’s whenever you use or attempt to use a card that you know is stolen as a payment method. Note that in this case, credit cards and debit cards are both essentially the same under this law, as use of a stolen debit card would also count as credit card fraud.

The other, less common type of credit card fraud would be displaying a credit or debit card that you know is no longer active to obtain some sort of property or service. For example, if you wrote a retailer a check, and then presented your debit card even though it’s canceled, that would be credit card fraud.

There are other crimes that are closely related to credit card fraud. For example, theft of a credit or debit card is grand larceny in the fourth degree, a class E felony.

When it comes to credit card fraud, the law doesn’t distinguish between how you obtained the credit card or credit card number. If a reasonable person would believe that the card was stolen, then you could be charged with credit card fraud.

Penalties Associated with Credit Card Fraud

If you’re convicted of credit card fraud, potential penalties include a prison sentence, probation or fines. The exact penalties will depend on what you’re charged with. Here are potential prison sentences for common charges related to credit card fraud:

  • Grand larceny in the fourth degree – The maximum sentence is four years in prison. Keep in mind that you could end up with two counts of this charge, which applies for thefts of over $1,000 up to $3,000 and thefts of a credit card. If you stole a credit card and used it for over $1,000 in purchases, that would be two separate counts of fourth-degree grand larceny.
  • Grand larceny in the third degree – This class D felony has a maximum sentence of seven years in prison. It applies to thefts over $3,000 up to $50,000.
  • Grand larceny in the second degree – This class C felony has a maximum sentence of 15 years in prison. It applies to thefts over $50,000 up to $1 million.
  • Grand larceny in the first degree – This class B felony has a maximum sentence of 25 years in prison. It applies to thefts over $1 million.

Potential Defenses Against Credit Card Fraud Charges

The most effective defense for credit card fraud is in cases when the cardholder gave you permission to use their credit card. If the cardholder authorized use of their card, then it’s obviously not fraud.

In situations where you’re charged with using the credit card of someone you don’t know, you may need to provide reasonable doubt that it was you who used the credit card, which will depend on how the card was used. If it was an online order, there may be insufficient evidence to demonstrate that you placed the order. For in-store transactions, there may be security footage, but it would need to clearly show that you’re the one using the card.

Our credit card fraud lawyers have a wealth of experience in handling these types of cases. They can evaluate your case and the evidence to determine what the best defense is. Your lawyer will be your representation throughout the case, giving you advice on what to do and explaining your options. They can defend you in court, if the case gets that far, or negotiate a plea deal to minimize your punishment.

Free Consultation


I was searching for a law firm with some power to help me deal with a warrant in New York . After 6 days I decided to go with Spodek Law Group. It helped that This law firm is well respected by not only the top law firms in New York , but the DA , Judge as well. I...

~Fonder Brandon

5 Stars
It was my good fortune to retain Spodek Law Group for representation for my legal needs. From the beginning, communication was prompt and thorough. Todd, Kenneth and Alex were the first people I worked with and they all made me feel comfortable and confident that the team was going to work hard for me. Everything was explained and any concerns...

~A G

5 Stars
After meeting with several law firms, I chose the Spodek Law Group not only for their professionalism and experience, but for the personal attention given to me right from the initial consultation. It is important to recognize how crucial having the right legal team is when faced with potentially life altering events that impact families and the lives of loved...

~George Cherubini

Spodek Law Group

White Glove Service

We Provide Superior Service, Excellent Results, At A Level Superior To Other Criminal Defense Law Firms. Regardless Of Where Your Case Is, Nationwide, We Can Help You.
View More

Request Free Consultation

Please fill out the form below to receive a free consultation, we will respond to
your inquiry within 24-hours guaranteed.


85 Broad St 30th Floor, New York, NY 10004


get directions

Los Angeles

611 S Catalina St Suite 222, Los Angeles, CA 90005


get directions


35-37 36th St, 2nd Floor Astoria, NY 11106


get directions


195 Montague St., 14th Floor, Brooklyn, NY 11201


get directions
Call Now!