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Faced 5+ Years in Prison

People Vs Joseph Amico

Covered by NYDaily News. Las Vegas man accused of threatening a prominent attorney and making vile remarks.

Faced 10+ Years in Prison

People Vs. Anna Sorokin

Covered by New York Times, and other outlets. Fake heiress accused of conning the city’s wealthy, and has an HBO special being made about her.

Faced 3+ Years in Prison

People Vs. Genevieve Sabourin

Accused of stalking Alec Baldwin. The case garnered nationwide attention, with USAToday, NYPost, and other media outlets following it closely.

Faced Potential Charges

Ghislaine Maxwell Juror

Juror who prompted calls for new Ghislaine Maxwell trial turns to lawyer who defended Anna Sorokin.

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Clients can use our portal to track the status of their case, stay in touch with us, upload documents, and more.

Regardless of the type of situation you're facing, our attorneys are here to help you get quality representation.

We can setup consultations in person, over Zoom, or over the phone to help you. Bottom line, we're here to help you win your case.

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Meet Todd Spodek


The Spodek Law Group understands how delicate high-profile cases can be, and has a strong track record of getting positive outcomes. Our lawyers service a clientele that is nationwide. With offices in both LA and NYC, and cases all across the country - Spodek Law Group is a top tier law firm.

Todd Spodek is a second generation attorney with immense experience. He has many years of experience handling 100’s of tough and hard to win trials. He’s been featured on major news outlets, such as New York Post, Newsweek, Fox 5 New York, South China Morning Post, Insider.com, and many others.

In 2022, Netflix released a series about one of Todd’s clients: Anna Delvey/Anna Sorokin.

Why Clients Choose Spodek Law Group

The reason is simple: clients want white glove service, and lawyers who can win. Every single client who works with the Spodek Law Group is aware that the attorney they hire could drastically change the outcome of their case. Hiring the Spodek Law Group means you’re taking your future seriously. Our lawyers handle cases nationwide, ranging from NYC to LA. Our philosophy is fair and simple: our nyc criminal lawyers only take on clients who we know will benefit from our services.

We’re selective about the clients we work with, and only take on cases we know align with our experience – and where we can make a difference. This is different from other law firms who are not invested in your success nor care about your outcome.

If you have a legal issue, call us for a consultation.
We are available 24/7, to help you with any – and all, challenges you face.

Missouri Merchant Cash Advance Attorneys

By Spodek Law Group | November 28, 2023
(Last Updated On: November 28, 2023)

Last Updated on: 28th November 2023, 07:06 pm

Running a small business in Missouri can be extremely rewarding, but also comes with its fair share of challenges. Cash flow issues in particular can crop up when you least expect them – an equipment breakdown, slow season, or emergency expense can leave you scrambling to cover costs. That’s where merchant cash advances (MCAs) come in.

What is a Merchant Cash Advance?

A merchant cash advance provides business owners with quick access to capital by advancing a lump sum of money in exchange for a percentage of future credit card sales. Unlike a bank loan, MCAs don’t require a strong credit history or collateral. The amount advanced is paid back automatically through small, daily deductions from your credit card processing account.While MCAs provide fast funding, they also come at a steep price. With interest rates ranging from 60% to 350% APR, the total repayment amount often ends up being double or triple the original advance. And if your business hits a rough patch, the rigid daily repayment structure can quickly snowball into a debt spiral.

Because of their high costs and tight repayment terms, MCAs open business owners up to several legal issues, including:

  • Breach of contract: MCA agreements impose various requirements on merchants, such as maintaining a certain amount of credit card sales volume. If your business violates any contractual clauses, the MCA provider can sue for breach of contract.
  • Deceptive business practices: Some MCA companies use misleading marketing and fail to properly disclose interest rates and repayment terms upfront. This may qualify as predatory lending or deceptive trade practices under Missouri law.
  • Unfair debt collection: MCA providers are known to engage in harassing or abusive debt collection tactics, like calling outside permissible hours or making false threats. As a merchant, you have certain debt collection rights that collection agencies must respect.
  • Bankruptcy complications: While it is possible to discharge an MCA debt through bankruptcy, providers often fight hard to prevent this outcome. You need an attorney experienced with overcoming MCA provider objections in bankruptcy cases.

Missouri MCA Attorney Can Help

If you’re facing any legal issues related to your MCA, don’t go it alone. A Missouri MCA attorney can provide dedicated legal representation to resolve merchant cash advance problems. Specifically, an attorney can help with:

  • Reviewing the MCA agreement for unlawful provisions and advising if you have grounds to invalidate the contract
  • Negotiating with the MCA provider for settlement or modified repayment terms
  • Defending against breach of contract claims or debt collection lawsuits
  • Filing complaints about deceptive or abusive MCA practices under state consumer protection laws
  • Structuring a bankruptcy filing to discharge all or part of the MCA debt

The seasoned MCA lawyers at Spodek Law Group have extensive experience representing Missouri business owners in merchant cash advance disputes. Over the past decade, our attorneys have negotiated countless MCA settlements and bankruptcy discharges for small business clients.

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I was searching for a law firm with some power to help me deal with a warrant in New York . After 6 days I decided to go with Spodek Law Group. It helped that This law firm is well respected by not only the top law firms in New York , but the DA , Judge as well. I...

~Fonder Brandon

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It was my good fortune to retain Spodek Law Group for representation for my legal needs. From the beginning, communication was prompt and thorough. Todd, Kenneth and Alex were the first people I worked with and they all made me, and my company Qumana skincare feel comfortable and confident that the team was going to work hard for me. Everything...

~A G

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After meeting with several law firms, I chose the Spodek Law Group not only for their professionalism and experience, but for the personal attention given to me right from the initial consultation. It is important to recognize how crucial having the right legal team is when faced with potentially life altering events that impact families and the lives of loved...

~George Cherubini

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