Insurance can be a great advantage when a covered calamity strikes. That is why people purchase insurance in the first place. All insurance agents understand this desire for financial security by their clients, and are very friendly and happy to see them when it is time to pay a premium. But, when a client comes calling with a claim, the insurance claims adjusters always get their legal magnifying glass out when evaluating a claim, often looking at the fine print in the policy. The reason fine print is written so small is because the agent always wants an advantage when a claim is filed, usually looking for a reason to deny or lessen the value of a claim. This puts the claimant at an immediate disadvantage.
Insurance policy holders are often surprised when they file a claim regarding what may or may not be covered. This is especially true in auto accident or premise liability personal injury claims. Home property damage claims can be contentious as well when the client and the insurance adjuster cannot agree on the value of a property or a replacement cost. Replacement cost insurance claims can be especially difficult without an experienced and aggressive insurance coverage litigation lawyer who knows how to craft a solid case proving the claim of the plaintiff.
It is important to remember that insurance company claims adjusters and legal teams are trained professional negotiators who deal with denying claims on a daily basis. All insurance companies can be difficult, even in valid claims when they think they cannot convince the client to seek legal counsel or may be able to lessen the claim value in a full court trial. It is never a good decision to handle your own insurance claim. Always call an experienced insurance coverage litigation lawyer who will fight for your rights to whole compensation.
Todd is a miracle worker who will work tirelessly for you and your family. He is one of the few attorneys i've met - who I earnestly trust to protect me, and who I am happy to refer to our friends and fellow family members. The Spodek Law Group is someone you want on your side, because they will treat you just like family. Todd and his team are available 24/7, and they always answered our calls. Even when we were being irrational, and crazy - they were calm and super helpful. Just call Todd. He gives you a free consultation and is very understanding.- Donna & Robert
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New York, NY 10005
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Astoria, NY 11106
195 Montague St.
Brooklyn, NY 11201