This article is by Joel Farar, a trusted Los Angeles attorney. Car accidents occur all the time. Many are minor to the point there’s little damage to vehicles, and drivers don’t even notify their insurance companies. If the cost of the repair is less than the cost of their deductible, it’s easier to forgo insurance and pay cash to handle issues of this nature. Other accidents cause more damage, but they’re still relatively minor. When an accident is bad enough to cause injuries, many people are inclined to contact an attorney. When the accident is minor and causes little damage and no injuries, it’s a fairly simple process. You pay the deductible on your insurance policy, you get your car fixed, and you go about your business.
It’s inconvenient and annoying, but it’s nothing to consider contacting a lawyer about. These accidents are quick and easy to correct, but it’s when you are involved in an accident where injuries occur you want to take the time to contact an attorney. Injuries change the game. There is only so much insurance companies are willing to pay in terms of medical bills whether you’re working with your own insurance company or another one. There’s nothing easy about it, but most insurance companies will pay up to $10,000 for an injury and nothing more. You might have health insurance that helps cover the cost of your bills, but ongoing injuries can take a serious toll on your finances regardless. If you’re considering contacting an attorney regarding your situation, you might wonder how much it will cost you.
Calling an Attorney
Most attorneys charge nothing for the initial consultation. Others charge their fee when they win their case. Others charge a small fee for an initial consultation, but most everyone is willing to provide this appointment free and clear for their potential new clients. Most personal injury attorneys provide this service free of charge because they know that dealing with a personal injury case means dealing with financial issues for their customers.
If you’re injured in a car accident, find an attorney who will not charge you for your first visit. This is how you’re going to find out what you need to do to get the help you need. Before you make the decision to call, you want to know why it’s beneficial to discuss your case with an attorney prior to settling an accident claim.
Why Call an Attorney
Injury cases are sensitive. As previously discussed, there are some issues with medical payment. While some people are able to seek medical treatment for well under the limit insurance companies are willing to pay, many are not. If your medical bills exceed $10,000, you shouldn’t have to pay them if your accident was the fault of someone else.
The second consideration is your financial situation. If you are incurring medical bills this large, there’s a good chance your income is affected. If you have to remain in the hospital or you are out of work for your injuries to heal, you’re probably not getting paid for your time. This is called lost wages. Lost wages are often devastating to those who experience them, because they need income. Many families live paycheck to paycheck regularly, and the idea of not being able to handle that is a problem.
If you lose wages, you need to seek damages to help with your situation. This happens when you file a lawsuit against the driver who caused the accident in the first place. You don’t know if you can file a lawsuit until you talk to an attorney, and you don’t know your rights until you speak with one. Many people rely on the advice of the insurance agency handling the case to find out what to do, what paperwork is required, and to handle the situation.
The problem is the other driver’s insurance company isn’t on your side. They might pretend to want to help you, but they’re going to ask you to release your medical history, which they’ll use against you if they find any reason not to pay your medical bills. It’s imperative you speak to an attorney regarding your case. You have rights, and you have to fight for your rights if you want to get what’s yours.
Don’t allow your lack of knowledge regarding accident and injury law to prevent you from seeking the kind of damages you need to survive financially. You did not cause this accident, and you shouldn’t pay the ultimate price of a financial downfall when someone else is to blame for what occurred. Call an attorney to seek a free consultation to discuss your case, the laws, and what you can do to make it right in the future
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