Service & Results.

nyc criminal lawyers over 30 years of experienceWe Know How To Win Cases

Spodek Law Group handles tough cases
nationwide, that demand excellence.

Get Free Consultation

Faced 5+ Years in Prison

People Vs Joseph Amico

Covered by NYDaily News. Las Vegas man accused of threatening a prominent attorney and making vile remarks.

Faced 10+ Years in Prison

People Vs. Anna Sorokin

Covered by New York Times, and other outlets. Fake heiress accused of conning the city’s wealthy, and has an HBO special being made about her.

Faced 3+ Years in Prison

People Vs. Genevieve Sabourin

Accused of stalking Alec Baldwin. The case garnered nationwide attention, with USAToday, NYPost, and other media outlets following it closely.

Faced Potential Charges

Ghislaine Maxwell Juror

Juror who prompted calls for new Ghislaine Maxwell trial turns to lawyer who defended Anna Sorokin.

Why Choose Us

Clients can use our portal to track the status of their case, stay in touch with us, upload documents, and more.

Regardless of the type of situation you're facing, our attorneys are here to help you get quality representation.

We can setup consultations in person, over Zoom, or over the phone to help you. Bottom line, we're here to help you win your case.

Law in the Media

View All

Meet Todd Spodek


The Spodek Law Group understands how delicate high-profile cases can be, and has a strong track record of getting positive outcomes. Our lawyers service a clientele that is nationwide. With offices in both LA and NYC, and cases all across the country - Spodek Law Group is a top tier law firm.

Todd Spodek is a second generation attorney with immense experience. He has many years of experience handling 100’s of tough and hard to win trials. He’s been featured on major news outlets, such as New York Post, Newsweek, Fox 5 New York, South China Morning Post, Insider.com, and many others.

In 2022, Netflix released a series about one of Todd’s clients: Anna Delvey/Anna Sorokin.

Why Clients Choose Spodek Law Group

The reason is simple: clients want white glove service, and lawyers who can win. Every single client who works with the Spodek Law Group is aware that the attorney they hire could drastically change the outcome of their case. Hiring the Spodek Law Group means you’re taking your future seriously. Our lawyers handle cases nationwide, ranging from NYC to LA. Our philosophy is fair and simple: our nyc criminal lawyers only take on clients who we know will benefit from our services.

We’re selective about the clients we work with, and only take on cases we know align with our experience – and where we can make a difference. This is different from other law firms who are not invested in your success nor care about your outcome.

If you have a legal issue, call us for a consultation.
We are available 24/7, to help you with any – and all, challenges you face.

Issuing A Bad Check

By Spodek Law Group | February 13, 2023

Understanding Bad Checks: Definition, Consequences, and Examples

When it comes to finances, writing a check can be a convenient way to pay bills, transfer funds, or make purchases. However, writing a bad check can lead to serious consequences, including fees, legal trouble, and damage to your credit score. In this article, we’ll explore what constitutes a bad check, how to avoid writing one, and what to do if you receive one.

What Is a Bad Check?

A bad check, also known as a hot check, refers to a check that cannot be negotiated because it is drawn on a nonexistent account or one that has insufficient funds. Essentially, by writing a check, you are promising the payee that you have enough money in your account to cover the amount written on the check. However, if the bank bounces the check due to insufficient funds, it can result in fees, legal consequences, and damage to your reputation.

Consequences of Writing a Bad Check

Writing a bad check unintentionally can result in fees from your bank and the payee. Typically, banks charge a nonsufficient funds (NSF) fee for each bad check written, which can be as high as $35 per check. In addition, you may also be responsible for any charges the payee incurs as a result of the bad check.

However, knowingly writing a bad check is considered an act of fraud, and is punishable by law. Penalties for people who intentionally write bad checks vary by state and depend on the amount of the check. Some states require an intent to defraud, while others treat the crime as a misdemeanor or even a felony if the check amount exceeds certain thresholds. Civil penalties may also apply, with common penalties including the check’s face value, a multiple of the check amount with a cap, or the check amount plus court and attorney fees.

How to Avoid Writing a Bad Check

One way to avoid writing a bad check is to keep up to date with your finances, particularly if you use a checking account. Online banking can help you monitor your balance, view transactions, and set up alerts to notify you when your balance falls below a certain amount. If you know a check you’ve written is not going to clear, contact the payee and ask if you can delay depositing the check until a later date. Adding overdraft protection to your account can also help prevent accidental overspending and bounced checks.

What to Do if You Receive a Bad Check

If you receive a bad check, the first step is to contact the person who wrote the check and inform them that it bounced. In some cases, the check may have bounced due to an innocent mistake, so it’s important to give the person an opportunity to make things right. If the person is unable to pay the amount owed, you may have legal recourse to recover the funds by taking them to court

Unlock Your Potential with Online Certificate Programs

Looking to gain valuable knowledge and skills in the field of finance? Look no further than the online certificate programs offered in partnership with Emeritus and Spodek Law Group. With access to world-class learning from the top universities, you can explore hundreds of courses designed to equip you with the expertise you need to succeed.

Experience Cutting-Edge Education from Industry Experts

Take your education to the next level with our selection of online certificate programs. Our courses cover a range of topics, from core fundamentals to the latest research studies, all taught by industry experts. You’ll have the opportunity to engage in dynamic discussions, collaborate with peers, and learn from the best.

Our courses are specifically designed to help you develop future-ready skills. With our expert guidance, you can unlock your potential and take your career to new heights. Whether you’re interested in banking, investment management, or other finance-related fields, we have the program for you.

Unleash Your Passion for Learning

At Spodek Law Group, we believe that everyone deserves access to high-quality education. That’s why we’ve partnered with Emeritus to bring you the best online certificate programs from the world’s leading universities. Our courses are flexible and affordable, making them accessible to anyone, anywhere.

So why wait? Start your journey towards success today. Browse our selection of online certificate programs and discover the opportunities that await you. With Spodek Law Group and Emeritus, you can unlock your potential and achieve your dreams.

Reasons for a Check to Be Declined

A check may be declined for various reasons. For instance, the check might be drawn on a non-existent bank account, or the account on which the check is drawn does not contain sufficient funds. Alternatively, the check may have not been signed or endorsed properly. Any of these reasons can cause a bank to refuse to honor the check.

Legal Implications of Issuing a Bad Check


While writing a bad check may seem like a simple mistake, it is actually illegal. You could face criminal charges, which could lead to hefty fines or even imprisonment. It’s essential to be mindful of your account balance and ensure that you have enough funds before writing a check.

Ways to Avoid Issuing a Bad Check


To avoid the legal and financial consequences of writing a bad check, you can take certain measures. For instance, you could arrange for overdraft protection on your bank account. This will protect you from writing bad checks, even if you have insufficient funds in your account. Additionally, checking your account balance regularly, such as through an app, will help you avoid issuing checks when there isn’t enough cash on hand to support the payment.

Consequences of Issuing a Bad Check

If you do end up issuing a bad check, the repercussions can be severe. The bank will charge you a hefty fee, and your name could be added to a check verification service’s database. This could make it challenging to pay with checks in the future, as many businesses use these databases to verify if a check writer has a history of bad checks.

If you’re facing legal action because of a bad check, it’s essential to seek legal help from experienced attorneys, like those at Spodek Law Group, who can advise you on the best course of action to take. Todd Spodek, an experienced attorney at Spodek Law Group, has helped countless clients who have been in your position. Don’t hesitate to reach out for help.

Free Consultation


I was searching for a law firm with some power to help me deal with a warrant in New York . After 6 days I decided to go with Spodek Law Group. It helped that This law firm is well respected by not only the top law firms in New York , but the DA , Judge as well. I...

~Fonder Brandon

5 Stars
It was my good fortune to retain Spodek Law Group for representation for my legal needs. From the beginning, communication was prompt and thorough. Todd, Kenneth and Alex were the first people I worked with and they all made me feel comfortable and confident that the team was going to work hard for me. Everything was explained and any concerns...

~A G

5 Stars
After meeting with several law firms, I chose the Spodek Law Group not only for their professionalism and experience, but for the personal attention given to me right from the initial consultation. It is important to recognize how crucial having the right legal team is when faced with potentially life altering events that impact families and the lives of loved...

~George Cherubini

Spodek Law Group

White Glove Service

We Provide Superior Service, Excellent Results, At A Level Superior To Other Criminal Defense Law Firms. Regardless Of Where Your Case Is, Nationwide, We Can Help You.
View More

Request Free Consultation

Please fill out the form below to receive a free consultation, we will respond to
your inquiry within 24-hours guaranteed.


85 Broad St 30th Floor, New York, NY 10004


get directions

Los Angeles

611 S Catalina St Suite 222, Los Angeles, CA 90005


get directions


35-37 36th St, 2nd Floor Astoria, NY 11106


get directions


195 Montague St., 14th Floor, Brooklyn, NY 11201


get directions
Call Now!